Cash Management

Among the Chinese, there is a saying: “再穷也不能穷教育”, which translates to: “Education shouldn’t be sacrificed even if we’re poor”. Parents...

We’ve seen how the COVID-19 pandemic has hit us in many ways last year, and 2021 looks like it won’t...

Life can be complicated if we choose to make it so. As adults, we should know what makes us happy....

In the previous month, I talked about the importance of having an emergency fund. This will put us in a...

Pre-payment of a loan is the payment of the outstanding loan amount before it becomes due. This usually comes in...

In 2019, the sum of money NOT being claimed by Malaysians was reportedly over RM10 billion, which is quite a...

“Your loan application has been rejected." If you had this said to you when you applied for a housing loan...

Many of you will know the difference between assets and liabilities, but allow me to explain for those that don’t....

My personal belief is that the money you earn should be put towards enriching your life sustainably, over the long-term,...

When financial planning comes to mind, most of us don’t think about personal cash flow management. It’s actually a fundamentally...