governance

Terms & Conditions:

• No refund policy: all sales are final, please review your order before confirming. We do not offer refunds or exchanges for any products sold through Inovatif Media Asia (IMA), the publisher of The SmartInvestor magazine.
• Price subjected to change at Management's discretion.
• IMA is not responsible for delays or delivery failures.
• Print subscription for overseas readers are subjected to additional delivery charges.
• Additional charges apply for courier services.

NOTICE:

• IMA has not appointed any sales representatives; all purchases must be made directly by emailing my-circulation@inovatif.com.my. We are not responsible for any transactions made through unauthorised channels.
• Please also check with us on the retail price of our magazines if you have not received our renewal/subscription form, before making any payments.