Payment Policy


The products are offered by Innovatif Media Asia Sdn. Bhd (569378-P) (“Company”) to clients of Smart Investor. Clients will receive the respective products based on the chosen subscription plans purchased at operated by Inovatif Media Asia Sdn Bhd.

Subscription Plan and Fee

The prices of our plans will be as quoted on our Site from time to time, except in case of obvious error. These prices exclude delivery fee, which will be added in the total amount due, unless stated otherwise.


Payment Process

 Clients shall provide complete and accurate information required by the company to facilitate your purchase.
 Clients shall take note that payment status must be successful in order for us process the order for shipping.

Payment Method

 Payment can be made via BoldPay, PayPal or Manual Bank In.
 In the event that your payment method is invalid, your purchase will be automatically cancelled.
  Upon successful payment, you shall receive a confirmation email.
  If you did not receive this email within 24 hours, kindly contact our customer support team.

For other Payment-Related Enquiries

If you have any questions or concerns about our cancellation and refund policy, please email our customer support team at or call us at (603) 7803 9892.